If you get hurt at work, a good employer will help you get the care and compensation you need and deserve. If they are making you feel guilty about getting injured on the job, your loyalty to them is not deserved. If you got hurt at work, their insurance company may raise their rates whether you file a claim for benefits or not. Remember, the insurance company and your employer are not “one and the same.” Your employer can “shop” for different insurance and get a lower rate elsewhere. The insurance company often raises rates on employers just because they can. Whether you file a formal claim or not, your employer’s insurance rates may go up.
Also, you must remember that a work injury may be with you for the rest of your life. You may have a spouse, children or others to take care of. Your need a healthy body in order to provide for yourself and others. You must do all you can to get healthy both physically and financially. If your employer has damaged equipment or machinery, they get it fixed….right?
Don’t fall into the guilt trap. Your employer will be fine if they do the right thing, just like the rest of us.